Courtesy of the Halifax, the ten best and worst towns have been identified as far as house prices in 2012 are concerned.
Southend-on-Sea was the top performer with a 14.8% increase in home values this year.
Ironically, Grays, was tenth worst with a DECLINE of 7.3% (its residents will no doubt be well jel of its Essex neighbour).
Craigavon was bottom of the heap with a drop of 18.4%.
Here is the top ten:
And the bottom ten: