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A Step-by-Step Guide to Buying a Home

Buying a house - Guides A Step-by-Step Guide to Buying a Home

Getting the keys to your new home is a good reason to turn the excitement levels up to 11. Whether you’re a first-time buyer or moving up the property ladder, there aren’t many bigger purchases we make than that of bricks and mortar. And while buying a...

Feb 16, 2021 by Georgie Kenny

How to Get a Bigger Mortgage

Buying a house - Guides How to Get a Bigger Mortgage

Unfortunately, bagging your dream home can be curtailed by a number of things. Being unable to get a big enough mortgage can be an issue that arises. Keep reading if you want to learn some nifty tips and tricks to help you secure a bigger mortgage and get...

Feb 16, 2021 by Georgie Kenny

What is Ground Rent?

Buying a house - Guides What is Ground Rent?

People who have a leasehold for a property in England and Wales are required to pay a fee to the freeholder or landlord of their property, known as ground rent. In this guide, we’re bringing you everything there is to know about ground rent and how it...

Feb 16, 2021 by Marta Pobiarzyn

How to Build a Credit Score for Buying a Home

Buying a house - Guides How to Build a Credit Score for Buying a Home

When it comes to buying a home, the overwhelming majority of us do so by putting down a deposit and borrowing the rest with a mortgage. And to secure the mortgage on your property, you will need a decent credit score. In short, your credit score or rating...

Feb 15, 2021 by Alan Aksenenko

Leasehold vs Freehold Properties: What’s the Difference?

Buying a house - Guides Leasehold vs Freehold Properties: What’s the Difference?

When it comes to purchasing a home, there are two primary forms of property ownership in England and Wales: leaseholds and freeholds. But how are the two different, and what do they mean for you and your property purchase? What is a leasehold...

Jan 12, 2021 by Irini Sala

What is a Cash Buyer?

Buying a house - Guides What is a Cash Buyer?

Cash: money in coins or notes, as distinct from cheques, money orders, or credit. You may have come across the term “cash buyer” when buying and selling property. You have more than likely seen “cash buyers only” when browsing homes on property portals...

Nov 30, 2020 by Simon Banks

What is a Bridge Loan?

Buying a house - Guides What is a Bridge Loan?

Property chains have the potential to be a nuisance, especially if the chain breaks and causes the sale or purchase of a house to collapse. With the majority of property sales taking place through a chain, it shouldn’t come as a surprise that alternative...

Nov 30, 2020 by Simon Banks

How Does Being in a Property Chain Affect Me?

Buying a house - Guides How Does Being in a Property Chain Affect Me?

They say that life’s only constants are death and taxes. But for many, being tangled up in a property chain seems inescapable when buying or selling a home. Property chains have the ability to delay – and even collapse – a house purchase, leaving both...

Nov 30, 2020 by Simon Banks

What does ‘No Onward Chain’ mean?

Buying a house - Guides What does ‘No Onward Chain’ mean?

Recently, we looked at chain-free buying and what it means for homeowners. However, there is another term you might come across and not instantly recognise: no onward chain. If you’re not familiar with the world of buying a property without a chain, these...

Nov 20, 2020 by Irini Sala

How Long is a Property Chain?

Buying a house - Guides How Long is a Property Chain?

In case you don’t know by now, a property chain is when multiple transactions are linked together and need to be completed at the same time for each sale to be successful. However, many buyers and sellers often wonder about the length of a property chain....

Nov 20, 2020 by Simon Banks

Essential Tips for First-Time Buyers

Buying a house - Guides Essential Tips for First-Time Buyers

You’re finally ready to take that first step onto the housing ladder, congratulations! There are many important things for first-time buyers to consider when it comes to getting a mortgage, and this guide will give you a chance to start preparing for...

Nov 10, 2020 by Marta Pobiarzyn

The Pros of Buying a House Chain Free

Buying a house - Guides The Pros of Buying a House Chain Free

Have you ever noticed the words “chain free” when searching for a new home? If you have, it means you were looking at a property that didn’t require an onward purchase to complete, which reduces the chances of the chain breaking down. And if you’re not...

Nov 5, 2020 by Simon Banks

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