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All Property Market Sell your house - Guides Buying a house - Guides Mortgages
Leasehold vs Freehold Properties: What’s the Difference?
Buying a house - Guides Leasehold vs Freehold Properties: What’s the Difference?

When it comes to purchasing a home, there are two primary forms of property ownership in England and Wales: leaseholds and freeholds. But how are the two different, and what do they mean for you and your property purchase? What is a leasehold...

Jan 12, 2021 by Irini Sala
Is Boxing Day the Best Day of 2020 to Sell Your Home?
Property Market Is Boxing Day the Best Day of 2020 to Sell Your Home?

If you thought Christmas was a time for yuletide joy, pressies galore and those colour tissue hat thingies you find inside crackers, then think again. Over the years, the holiday season has evolved and become an increasingly popular time for people selling...

Dec 2, 2020 by Irini Sala
Everything You Need to Know About Remortgaging Your Home
Mortgages Everything You Need to Know About Remortgaging Your Home

Everything You Need to Know About Remortgaging Your Home A third of all home loans in the UK are remortgages, and refinancing your property can be a handy way to reduce monthly mortgage payments, save money in the long run and even access more equity. But how...

Dec 1, 2020 by Irini Sala
What is a Cash Buyer?
Buying a house - Guides What is a Cash Buyer?

Cash: money in coins or notes, as distinct from cheques, money orders, or credit. You may have come across the term “cash buyer” when buying and selling property. You have more than likely seen “cash buyers only” when browsing homes on property portals...

Nov 30, 2020 by Simon Banks
What is a Bridge Loan?
Buying a house - Guides What is a Bridge Loan?

Property chains have the potential to be a nuisance, especially if the chain breaks and causes the sale or purchase of a house to collapse. With the majority of property sales taking place through a chain, it shouldn’t come as a surprise that alternative...

Nov 30, 2020 by Simon Banks
How Does Being in a Property Chain Affect Me?
Buying a house - Guides How Does Being in a Property Chain Affect Me?

They say that life’s only constants are death and taxes. But for many, being tangled up in a property chain seems inescapable when buying or selling a home. Property chains have the ability to delay – and even collapse – a house purchase, leaving both...

Nov 30, 2020 by Simon Banks
What does ‘No Onward Chain’ mean?
Buying a house - Guides What does ‘No Onward Chain’ mean?

Recently, we looked at chain-free buying and what it means for homeowners. However, there is another term you might come across and not instantly recognise: no onward chain. If you’re not familiar with the world of buying a property without a chain, these...

Nov 20, 2020 by Irini Sala
What Happens if You Need to Take a Mortgage Holiday?
Mortgages What Happens if You Need to Take a Mortgage Holiday?

The coronavirus pandemic has left many with a feeling of uncertainty about the future. Fortunately, homeowners who are feeling anxious about money-related circumstances related to their home can apply for a mortgage holiday, easing the financial burden...

Nov 20, 2020 by Simon Banks
How Long is a Property Chain?
Buying a house - Guides How Long is a Property Chain?

In case you don’t know by now, a property chain is when multiple transactions are linked together and need to be completed at the same time for each sale to be successful. However, many buyers and sellers often wonder about the length of a property chain....

Nov 20, 2020 by Simon Banks
Essential Tips for First-Time Buyers
Buying a house - Guides Essential Tips for First-Time Buyers

You’re finally ready to take that first step onto the housing ladder, congratulations! There are many important things for first-time buyers to consider when it comes to getting a mortgage, and this guide will give you a chance to start preparing for...

Nov 10, 2020 by Marta Pobiarzyn
How Can You Lower Your Mortgage Payments?
Mortgages How Can You Lower Your Mortgage Payments?

Repaying your mortgage can seem a little daunting, but there are plenty of ways to lighten the load. And we’ve compiled this handy little guide to help you on your way with lowering mortgage repayments. Refinance your mortgage to a lower rate...

Nov 10, 2020 by Georgie Kenny
A Guide to Mortgage Protection
Mortgages A Guide to Mortgage Protection

Taking out a mortgage comes with plenty of benefits. You get on the property ladder, own your own home, customise it to your liking and can even leave it to loved ones when you pass away. It’s important to consider the responsibilities alongside these...

Nov 10, 2020 by Marta Pobiarzyn
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